Monday, September 24, 2012

Finvance - HYIP Strategy Analysis & Forecast

Update (November 2, 2012) - Finvance turns to Scam after 122 days online. 

Luckily, I gained before it turned to scam.
I have received my last payouts on Oct 26.
My total invested in Finvance was $100 since Sept 24.
My total payments received was $172.02 (PP fees included).
Profit Gained = $72.02 (72.02%)

If my deposit term was finish before they scam, i would gained a total of $140 (140%).

There are many pending withdrawal from Oct 27 - Nov 1.
Now, the admin is promoting Finvance v2, considering they've deleted the investor's accounts and they will never pay the pending withdrawals.

Here the email received by the members.

Hello Members,

We are announcing the closure of the original Finvance and the opening of Finvance v2. We have run the most successful investment program out there, and fell into a few pitfalls over the past 4-5 days with extremely large DDOS attacks and the blockage of our STP account due to user complaints for our site being offline. We were able to get our STP unblocked yesterday afternoon, but the odds have just been stacked against us with the enormous amount of people who have panicked over the past 4-5 days. We have invested over ten thousand U.S. dollars into Finvance's infrastructure to provide an even greater experience for Finvance v2.

Finvance v2 is now online and open. All old deposits and accounts are expired and not available. Why start Finvance v2? It's something no one on our administration team has been a part of before and we think it may be just what the industry needs. We have received immense support over the months and thousands of requests to let people know if our administration is involved in any other investment site. We have proven our reliability and talent. WIth that, we are proud to announce the opening of Finvance v2.

You may now register for an account and deposit at

Finvance v2 pays 8% daily for 28 calendar days (20 business days of interest) for 160% ROI to all four major e-currencies, Liberty Reserve, Perfect Money, EgoPay and SolidTrustPay.

Monitors who wish to support Finvance v2, please email

Thank You,
Finvance v2

My Previous Blog Post before Finvance turned to scam.

I would like you to share my Strategy Analysis & Forecast in Finvance.

URL is
For website details, see below post.
 Investment Plan:
8% Daily for 28 days
Conditions on Interest Earning: 5 days each week (Business days)
Total ROI for 28 days: 160% return on investment (According to the website)
Option to Re-Invest (Compound): Yes
Principal Return: No
Minimum Investment: $20
Payment Processor: Liberty Reserve Liberty Reserve, SolidTrust PaySolid Trust Pay, Perfect MoneyPerfect Money, and EgoPayEgoPay.

They also offer a 0% exchange rate: I've tried STP to LR.

So here is my Strategy Analysis & Forecast.

Assuming the Principal Invested Amount would be $100.00

   In Strategy no. 1a - 0% Compounding until in the end of term (28th day).
   Earnings per day (business day) would be $8.00.
   The Final Amount After the term would be $160.00
   From invested Amount of $100.00, your profit would be $60.00 (60.00% Gain) at the end of term.

   In Strategy no. 1b - 100% Compounding on the 1st day, then 0% Compounding until the end of term (28th day).
   Earnings per day 27 calendar days (19 business day remaining) would be $8.64.
   The Final Amount After the term would be $164.16
   From invested Amount of $100.00, your profit would be $64.00 (64.00% Gain) at the end of term.

See the following column for other No. of days 100% compounding then 0% Compounding until the end of term.

Table 1. Compounding from 1st to 5th day.

Notice at Table 1. that there is a increased in the Percent Gain until the 5th day.
So I continued the computation until the 10th day.

Table 2. Compounding from 6th to 10th day.

Notice at Table 2. that there is a decreased of Percent Gain in the 8th day compared to the 7th day, and it continues to decreased up to 10th day. The Profit Gain lessen due to decreasing no. of days remaining that will give you a daily 8% earning. Remember that there is no return of your Principal investment after the 28th Calendar day (20 Business Day) term.

Summary of Results:
Based on the Tables above, the highest Percent Gain would be the Strategy no. 7 - Compounding from 1st day to 7th day and it will give a 78.24% Profit Gain.
It's up to you (investor) when you will like to compound your earnings and what strategy you will be using. (See Disclamer below this blog post) 

Website Details of

GlobalAlexa Traffic Rank

 DDoS protectionDDoS protection
 SSL with extended validationSSL with extended validation
         Verified by COMODO CA Limited
         High-grade Encryption (AES-256, 256bit keys)
 Dedicated server/IPDedicated server/IP 

Domain name:
Domain Title:
Domain Age: 0 Years, 83 Days (as of Sept 24, 2012)
Website Speed: Slow
City: London
Country: Great Britain
Postcode: N12 0DR
Website Location: United States  

City: London
State: England
Postalcode: N12 0DR
Country: Great Britain 
Registrar: ENOM, INC.
Web :
Registrar Country: United States 

Country: Great Britain 
Telephone: +44.2032399917 

Ip Address:
Hosting Service: "Staminus Communications"
Hosting City: New York
Hosting Region: NY
Hosting Postal: 10001
Hosting Country: United States 
Domain Created: 02 Jul 2012 19:16:00
Domain Expires: 02 Jul 2013 11:16:00
Domain Life: 364.66666666667
Other Domains:
Ping: 1573
Speed: Slow
Network Name:
Network Country: United States 

Name Server 1:
Nameserver IP:
Target :
Org : "Staminus Communications"
Country: United States  

Name Server 2:
Nameserver IP:
Target :
Country: United States  

Calculator (note: Just a calculator. Don't Compound 100% from 1st day to 28th day end of term in your account)


Finvance News Letter:

Finvance breaks 20,000 active deposits (Oct 14, 2012)

Our team at is ecstatic to announce that we have broken the 20,000 active deposits barrier going into the fourth cycle. Finvance currently hold\'s over $3million in active current deposits. Thank you for your continued support to make Finvance the top investor\'s choice.

With a record breaking week, we would like to go over several important aspects of to make it the most efficient investor experience you have.

Finvance pays 8% daily for 28 calendar days with interest earnings on business days (Monday through Friday - 20 days of interest). Finvance accepts four e-currencies: Liberty Reserve, SolidTrustPay, PerfectMoney and EgoPay.

To ensure the processing of your withdrawals, please make sure that you have correct information in your profile for your withdrawal. A few tips are outlined below:

SolidTrustPay account withdrawals are sent to your SolidTrustPay username. Your username is what should be in your profile. If it is incorrect, fix it and cancel and re-submit your withdrawal.

PerfectMoney account withdrawals should begin with a Capital U or E (USD or EUROS). If it is incorrect, please fix it and re-submit your withdrawal. Please make sure your account number is properly formatted as well with no extra spaces or blanks as it will cause your withdrawal to fail.

If you have a missing deposit, please email us a simple email with your username and your complete transaction details for the missing deposit. This will help make the manual credit a smoother and quicker process.


Finvance Newsletter (Oct 11, 2012)

Thank you for everyone\'s patience during our system upgrades and optimization. With radical growth comes the eventual need to add and optimize our servers. We are on track for the 20,000 active deposits mark by this upcoming Sunday. This is an amazing feat. We appreciate everyone\'s support and patience during our growth.

I would also like to take this time to forward everyone who hasn\'t read our Frequently Asked Questions page on our website. It is of the utmost importance that as an investor and a part of\'s operations, that you read all the information we provide on our website. Take a look at it here:


When I read there new FAQ, here is added:

Q | Should I compound?
We only recommend Compounding for our advanced users. As we are a principal not returned at end program, compounding is usually only used for about 7-10 days to increase a daily withdrawal for the remainder of the 28 day term. Statistically, the percentage of our users who use compounding do not compound for longer than 10 days. NOTICE: WE DO NOT SUPPORT USERS IF THEY COMPOUND INCORRECTLY. REMEMBER, YOU TAKE CONTROL OF YOUR INVESTMENT IF YOU ENABLE COMPOUNDING. YOU ARE RESPONSIBLE FOR MAKING THE CALCULATIONS OF WHAT AMOUNT TO COMPOUND, WHEN TO COMPOUND AND WHEN TO STOP. COMPOUNDED PRINCIPALS ARE NOT RETURNED TO YOU JUST LIKE NON COMPOUNDED PRINCIPALS. EVERY DEPOSIT EXPIRES AT THE END OF 28 DAYS. WHAT YOU EARN DAILY TO WITHDRAW IS WHAT YOU WITHDRAW FROM FINVANCE.


Finvance Newsletter (Oct 11, 2012)

Thank you for everyone\'s patience during our system upgrades and optimization. With radical growth comes the eventual need to add and optimize our servers. We are on track for the 20,000 active deposits mark by this upcoming Sunday. This is an amazing feat. We appreciate everyone\'s support and patience during our growth.

I would also like to take this time to forward everyone who hasn\'t read our Frequently Asked Questions page on our website. It is of the utmost importance that as an investor and a part of\'s operations, that you read all the information we provide on our website. Take a look at it here:


Finvance (Oct 10, 2012)

We would like to welcome the over 1500 new investors who have invested in Finvance since Sunday. There are over 20,000 registered members here at Finvance and over 13,000 active deposits. With such growth, comes new technical boundaries to break. We are currently experiencing complete database re-optimization on our server to handle the large influx in investors and the load it puts on the server. Please be patient with us over the next 8-10 hours while the server administrators work on re-optimizing the server and its databases. This will slow down payouts for Wednesday. Thank you for your patience.


Finvance Newsletter (Oct 6, 2012)

Several hours ago we surpassed the 10,000 active investors mark. Thank you investors for bringing us to the top of this industry and making us the best there is. Along those same lines, we would like to also mention that we have passed the over 1 millions dollars paid out mark since Finvance launched. That is an amazing amount going into our fourth cycle.

I would also like to take some time to go through a few things since we have welcomed so many new investors which will help us provide better and more efficient service to our members.

We would like to mention that please refrain from sending us support emails inquiring about when your withdrawal will be processed. Unless it has passed the time frame allotted by our FAQ, please do not send tickets about it as it slows down our response time to actual clients needing account support.

If you do have a withdrawal that has exceeded the allotted time frame, then that means you have incorrect information in your profile for withdrawal. Remember STP withdrawals are processed with account names (login ID), not email addresses.

PerfectMoney withdrawals also have come up as an issue for some. PerfectMoney accounts begin with an U or an E for withdrawals.

Additionally, account details for withdrawals should be perfectly formatted. Do not allow a blank space or any extra space or a minor error to cause your withdrawal to fail.

The last withdrawal item is that some individuals are requesting withdrawals, but have no account information on file for that withdrawal e-currency. Please update your account profiles with the appropriate e-currency account information and then re-submit an old withdrawal request.

Once you have made any fixes to your account information, please cancel your withdrawal and re-submit it.

Lastly, we are still trying to figure out the technical issue that affects some individuals. It has only affected a small percentage of SolidTrustPay or EgoPay deposits not crediting immediately to accounts. If this happens to you, all you need to do is send us an email with your username and the complete transaction details and an agent will add it to your account.

Enjoy your Weekend!

Finvance News Letter (Oct 3, 2012)
Finvance Withdrawal Times

To our clients,

Our current withdrawal process times can be found below:

Liberty Reserve Withdrawals: Within 24 Hours
PerfectMoney Withdrawals: Within 24 Hours
EgoPay Withdrawals: Within 24 Hours
SolidTrustPay Withdrawals: Within 48 Hours

As always, currency exchanges are enabled for your convenience. Just cancel any pending withdrawal and you can convert it to another e-currency free of charge and withdraw. Just make sure you are logged into and then go to this link to complete your exchange:


Finvance News Letter (Sept 28, 2012)
Finvance Exchange System - 0% Rate

This is a general newsletter to all our members, even those without active deposits. We received a large influx of support requests from many new members once we opened up exchanges for STP and EgoPay to LR. Below we will outline the available exchanges Finvance offers at a 0% rate; an even exchange.

$1 = $1

Exchange Your SolidTrustPay Balance into Liberty Reserve
Exchange Your EgoPay Balance into Liberty Reserve
Exchange Your Liberty Reserve Balance into SolidTrustPay
Exchange Your Liberty Reserve Balance into EgoPay

To exchange your account balances, make sure you are logged in. Once logged in, make sure any withdrawal request is no longer pending of a balance you wish to convert. Then proceed to this link:

Our fastest withdrawal times are for Liberty Reserve Withdrawals. 

Support Ticket Maintenance 2012-09-01

Our support ticket system is undergoing maintenance. When it is back online, we will send another news update. Please route all support requests to this email address:

Liberty Reserve 0% Rate to ALL E-currencies 2012-08-25

When Liberty Reserve systems are back online, we will be offering an exchange service for those who wish to convert Liberty Reserve into SolidTrustPay, PerfectMoney or EgoPay. We will be offering it at a 0% rate. The Liberty Reserve downtime has allowed us to conduct our currency exchange tests which have been very successful over the course of the week, and we believe this will be a great offering to those who wish to move Liberty Reserve funds to SolidTrustPay, PerfectMoney, or EgoPay. When Liberty Reserve is operational once again, you may submit your Liberty Reserve new deposit through your account panel as usual. Afterwards, please open a support ticket stating your e-currency of choice - PerfectMoney, SolidTrustPay, or EgoPay.

Egopay now accepted at Finvance 2012-08-08

Yesterday we began accepting SolidTrustPay ahead of schedule. Today, we are now announcing the accepting of Egopay deposits. You will see a column for all Egopay deposits in your account panels. Temporarily, we will be manually crediting Egopay deposits. To deposit via Egopay, login to your account and send your deposit to this email address: As the note to the transaction, include your username and we will credit your account.

SolidTrustPay Added to Finvance 2012-08-07

Finvance has enabled SolidTrustPay as a new e-currency for deposit. Please see your account panel to make a new deposit using SolidTrustPay.

Finvance launches investment fund 2012-07-15

Finvance is proud to announce our headline investment plan for all investors who are interested. Finvance welcomes investors through Liberty Reserve and Perfect Money with our grand launch investment plan of 8% daily for 28 days with interest paid on business days.

Finvance Launched 2012-07-15

Finvance Limited has announced its official opening to the investment public. View our website and discover Finvance.



I'm not encouraging everyone to invest in HYIP.

It’s your choice.

Where to Invest?
When to Invest?
How much you will invest?
What Strategy you will use?
When you will get out?
What will you do to your Profit Gained?
What you can contribute to your fellow Investor?

It’s your money, not mine.
If you’ve gained from your investment, I will not gain from you.
If you’ve loose because the HYIP turned to scam, I will not lose from your investment.

But, don't quit.
There are many investment instruments which may suits you.
Keep in mind that never accept a return below inflation.
Study first before investing, an Investment in Knowledge pays the best interest.
And don't just work for money, let the money work for you.

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